DGS Independent Financial Advisers Ltd

At DGS we pride ourselves on being truly independent financial advisers.

This means we can offer you the benefit of a wide range of financial products and services to accommodate your needs.

Why DGS?

As a result of being truely independent we are able to offer a complete range of solutions to match both individual and corporate needs.

We are professional, efficient and ethical in our approach to financial planning and are pleased to offer you an initial consultation without obligation or charge.

Pensions

There have been numerous articles relating to the Pensions Crisis in recent years. These rumours relate to working longer, Abolition of State Pensions, and many other equally disturbing headlines.

The crucial fact is that putting aside a sum of money on a regular basis during your working life is the best way of ensuring that you will have sufficient income in retirement. This is a true and complex issue that cannot be put off.

At DGS IFA we cut through the debate and get on with the task of outlining your options. As importantly we will work with you closely to identify which one will best suit you.

Savings and Investments

Ensuring that your hard earned money works hard for you is an obvious statement. Where you put it and how often you review it is where we can help.

The types of Investment you choose will depend upon what you require and for how long, and we will help you achieve an Investment strategy that is tailored to your needs.

We acknowledge that clients have differing attitudes to risk and also that the tax treatment of a product is an important consideration.

Protection

Most people understand the principle of insurance and what it is designed to do. Put simply, it’s there to cover the what ifs in life. Nobody knows exactly what is around the corner and although we always hope for the best it makes sense to prepare for the worst.

We are able to advise on:
• Critical Illness
• Income protection
• Life cover
• Mortgage protection

We advise corporate clients on:

• Partnership protection
• Share protection
• Keyman cover
• Group life cover
• Group income protection

Mortgages

Your mortgage is probably the largest financial commitment you are likely to undertake. It is crucial that you receive advice that is individually tailored to your needs and requirements.

We pride ourselves on our service and do everything we can to ensure that your mortgage is arranged quickly, efficiently and professionally. This means working closely with you, your Estate Agents and Solicitors to keep you regularly updated on progress.

There are so many different types of mortgage available, interest only, variable or fixed, tracker, discounted, to name but a few. However, with straightforward, professional and independent advice, it doesn’t have to be confusing.

We offer advice on:

• Buy to let mortgages
• Re-mortgages
• Residential Mortgages
• Commercial, Overseas & Equity Release

Our Independent status ensures that we can find the best mortgage available at the lowest rate.